Quick answer
- •Log each shared payment with the payer, the amount, and the members who share it.
- •Pick a settlement base currency and set a rate for every other currency you pay in.
- •At the end of the trip, the settlement screen shows who pays whom and how much.
In this guide
Who this is for
- •Friends and families where several people pay during the trip
- •Trip organizers who want a clear, shareable settlement
- •Travelers paying in more than one currency, such as yen and US dollars
Common mistakes
- •Waiting until after the trip to reconstruct who paid for what
- •Splitting every expense across the whole group when only some people joined
- •Mixing currencies without agreeing on which exchange rate to use
Action checklist
- ✓Agree on the settlement base currency before departure
- ✓Log shared payments on the day they happen
- ✓Select only the members who actually share each expense
- ✓Check the settlement screen together before anyone sends money
Sample timeline
| Block | Time | What to do |
|---|---|---|
| Before the trip | Planning | Choose the settlement base currency and add every member to the trip. |
| During the trip | Each day | Record payments as they happen, including foreign-currency ones. |
| After the trip | Final day | Review the settlement screen, then copy the result or save it as a PDF. |
What the split-bill feature does
Group trips rarely go wrong because of the destination. They go wrong when nobody remembers who paid for dinner on day two.
In TabinoTe, each payment is recorded in the same itinerary your group already uses. Every entry has a description, an amount, the member who paid, and the members who share the cost.
From those entries, the settlement screen calculates the transfers needed to even things out, so you do not need a spreadsheet.
- •Payer, members, and amount in one entry
- •A payment history everyone can review
- •An automatic "who pays whom" result
Handle payments in multiple currencies
Trips often mix currencies, for example yen in Japan and US dollars for a booking made at home.
Choose a settlement base currency for the trip, then set a rate for each other currency you use. Settlement amounts are calculated in the base currency, so every member sees the same numbers.
Agree on the rate before you settle. Using the rate shown on a card statement or a rate everyone accepts avoids debates later.
Worked example: three friends, one optional activity
Three friends (A, B, and C) share a hotel, highway tolls, and groceries. Only A and B go diving.
Hotel 36,000 paid by A, tolls 9,000 paid by B, groceries 6,000 paid by C: 51,000 shared by three people, so 17,000 each. Diving 24,000 paid by A and shared by A and B: 12,000 each.
Result: B pays A 20,000 and C pays A 11,000. Amounts are an example in yen.
Ground rules that keep settlement simple
A few rules agreed before departure prevent most money disagreements.
- •Log a payment the same day it happens
- •The person who paid records it
- •Settle within a few days of returning home
FAQ
Is the split-bill feature free?
Yes. Recording payments and viewing the settlement is free.
Can I split an expense among only some members?
Yes. Each payment has its own list of members who share it, so people who skipped an activity do not pay for it.
Does it support foreign currencies?
Yes. Set a settlement base currency and a rate for each other currency, and amounts are calculated in the base currency.
Do my friends need an account or an app?
No. Members open the shared itinerary link in a browser to check payments and the settlement.